Saturday, February 18, 2012



Questions

Questions
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Questions

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Questions

How Does Health Insurance Work in Terms of Payment?

by Insurance Videos on February 17, 2012

Let's say there's a family, and there's three different prescriptions for different medications within the family. Let's say the Dad is paying for . Do you just pay for health insurance once, when you register for it? Do you pay $20 monthly? Does the price you pay go up when you add more medications? I'm confused.

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What Exact Is Whole Life Insurance, and How Do Life Insurance Companies Profit From Selling It?

by Insurance Videos Questions

Agents are always extremely keen about selling my family whole life insurance instead of term. According to the agents, whole life is preferable to term since it does not expire and as a result the beneficiary is guaranteed some payment upon the death of the insured. However, why would the insurance company profit from such [...]

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Why Is the Co-Pay for Dental Insurance More Expensive Than Health Insurance?

by Insurance Videos Questions

I compared the co pays on several reputable dental insurance companies and it is very expensive. Many things are not covered, even with the best dental insurance. Health insurance is usually a 10 dollar co pay for primary physicians and a 35-50 dollar co pay for specialty physicians. Is there any reason why dental insurance [...]

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How to Land a Career in a Insurance Industry and Make Good Money?

by Insurance Videos Questions

How does insurance jobs work and what is a good insurance job. Can you be license insurance agent and sell Home, Auto, life and Health Insurance. Also how much a good insurance agent take home at the end of the month. Tags: Industry, Social Issues, land, Good, Insurance, insurance industry, career

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Does the Insurance Company Required to Pay for the Accidents Related Expenditures Until a Settlement Is Reach?

by Insurance Videos Questions

Does the insurance company required to pay for the accident related expenditures such as rental car and/or storage of the car until a settlement is reached? Does going to small claims court to represent myself help solve issues with the insurance company? Thank you. Tags: reach, related, car, Company, expenditures, insurance company, small claims court

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How Does an eBay Seller Get Insurance for Their Product?

by Insurance Videos Questions

I need full insurance coverage for the products I am selling. I need product, damage control, and postal insurance. Is there an all in one deal anywhere? I know buyers can obtain insurance on some products through ebay, but can sellers get insurance too while it's shipped to the buyer. Can Paypal or eBay cover [...]

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How Much Will My Insurance Be With a Ticket Added On?

by Insurance Videos Questions

I am 16 years of age , live in AR, and a secondary driver on my parents' insurance. We have State Farm. My insurance is running around $104 a month. Now I got a speeding ticket for 70 in a 40 zone. It's going on my record, so I was wondering how much my insurance [...]

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How Much Is Homeowners Insurance in IL for Townhome That’s Not Covered by the Common Insurance?

by Insurance Videos Questions

I'm planning to purchase a townhome and the assessments does include common insurance. I've been told it doesn't protect any misc assets I have in my home in case a disaster occurs. I want to factor this into my monthly expense estimates. I'm looking for a purchase price at $200,000. How much should estimate for [...]

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Personal and Public Liability Insurance – Is It Possible to Get a Combined Policy?

by Insurance Videos Questions

I'm about to set up a small sole trader business in the UK making furniture and I am going to be moving into a small industrial unit which I will be renting. I have been advised by the people who are renting out the unit that I need to get personal and public liability insurance. [...]

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What Documents/insurance Certificates Are Required to Be Able to Have a Cake Stand at a Country Fair?

by Insurance Videos Questions

My girlfriend is wanting to put up a little cake stand at a country fair/market but she has never done it before and is unsure what documentation she would need. We know she would need a Food Hygiene Certificate but do not know what else. Would she also need some sort of insurance?? If you [...]

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Why Do So Many Insurance Salesman Call Themselves Finacial Planners When They Are Anything But?

by Insurance Videos Questions

Nothing bothers me quite like insurance salesman that call themselves "financial planners". They would rather sell someone whole life insurance than explain to them how a Roth IRA with ETFs works. I wonder if they are just ignorant or if they actually understand that they are insurance salesman and they have no clue about retirement [...]

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Can I Reimburse Myself Health Insurance Costs From My Company?

by Insurance Videos Questions

We used to have individual health insurance, and I would pay for it out of my own company (an S Corp). When we got insurance through my husband's employer, I stopped reimbursing myself. He is paid for by the company, and then it costs extra to add myself and our child. I was just going [...]

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What Percentage of Insurance Premiums Are Ever Paid Out by Insurance Companies to Their Customers?

by Insurance Videos Questions

Considering that the insurance industry uses the government to force people to buy their product and frequently advertises on TV, it doesn't seem like a very high percentage of premiums are paid out. Does the insurance industry pay out even half of its revenues in claims? A quarter? 10 percent? Tags: percentage, insurance companies, Business [...]

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How Does Health Insurance Work in the US?

by Insurance Videos Questions

I am a non-US citizen and need this information to do a case. Specifically: 1) Is health insurance compulsory for everyone? 2) What happens if someone cannot afford it? 3) In the event that a medical procedure needs to be done, does health insurance cover all the bills? Does the patient need to pay anything [...]

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What Insurance Company Is Good for Renter’s Insurance?

by Insurance Videos Questions

I would like to purchase renter's insurance and would like to know some good companies, with good rates and coverage. Thanks! Best Answer received 10 points. Tags: Renters, Good, Company, Insurance

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